I wish to start by complimenting Jim Barnes of Oregon on his letter last week in regard to “risks” created by business locations that display the “no firearms allowed” sign [“‘No firearms allowed’ sign carries risks,” The Reader’s Voice, March 29].
Most business owners exhibit great concern for the safety of their customers in form of adequate lighting, stair treads, and removal of snow and ice from their premises, etc. Is the display of the “no firearms allowed” sign in the best interest of customer safety?
In a case where a customer is shot or otherwise harmed during a robbery or assault at a business displaying the sign, it is not impossible that an attorney representing the customer for their injury could name the business in a legal action alleging that display of the sign contributed to their client’s injury.
In such a case, would the business owner or property owner be covered for the defense costs and/or any judgment amount by the premises’ liability insurance?
Any business displaying the sign may want to pose that question to their insurance carrier and request the answer in writing.