CHICAGO (AP) — The mother of two disabled teens called Thursday's Supreme Court ruling on the health care law wonderful because it bars insurance companies from setting lifetime limits for medical expenses — a big help to her family.

But a retiree on Medicare called it a "sad day" and worries that the law's new rules coming in 2015 will interfere with treatments doctors can provide.

Across the country, some Americans haven't been dramatically affected yet by the law, which will take a few years to reach full force. But many others say they have felt its effects already and have strong opinions about it.