Savings bond gift matures into mother-daughter battle

Dear Abby: I’m 30 years old and have a close relationship with my mother, but something is bothering me. When I was a little girl, my grandmother gave me a U.S. savings bond for my birthday. It has matured to its full value. My mother refuses to give it to me. She said that my grandmother intended it as a wedding gift.

The last time I brought it up, she got teary and emotional. When my grandmother died 18 years ago, it was tremendously painful for my mother. I think the reason Mom won’t give me the money is it makes her feel like her mom is still around. By letting go of the bond, she would be letting go of one more piece of my grandmother.

I also think it makes her sad to picture her mom not being there at my wedding. Despite all this, I can’t help but feel she’s using this to have some control over me.

I’m studying for my master’s degree in special education, and some extra money would be helpful at the moment. I don’t plan on marrying anyone anytime soon. I feel sad and angry. Does my mother have the right to withhold the bond and decide how and when I can use the money?

Should I drop the issue and let her choose when to give it to me? Please help, I need your advice.

– 30-Year-Old Child

Dear “Child”: Your grandmother gave you the savings bond as a BIRTHDAY gift. When you became an adult, it should have been given to you then. You’re a big girl now, and whether you decide to marry or not, it should be yours to do with as you wish.

It’s time to hand your mother a large box of tissues and have a heart-to-heart talk with her about that savings bond. Don’t let her off the hook, and don’t be surprised if she finally admits she spent the money.

Dear Abby is written by Abigail Van Buren, also known as Jeanne Phillips, and was founded by her mother, Pauline Phillips. Write Dear Abby at www.DearAbby.com or P.O. Box 69440, Los Angeles, CA 90069.